COMPARATIVE ANALYSIS OF LIQUIDITY AND CREDIT FACILITIES MANAGEMENT IN COMMERCIAL BANKS
(A CASE STUDY OF UBA BANK)
NUMBERS PAGES: 40 RESEARCH TYPE:- PROJECT AMOUNT :- ₦2500
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Abstract.
In today’s banking business, liquidity risk and its management are some of the most critical elements that underlie the stability and security of the bank’s operations, profit-making and clients confidence as well as many of the decisions that the bank makes. Managing liquidity in a commercial bank is not something new, yet scientific literature has not focused enough on different approaches to liquidity risk management and assessment. Furthermore, models, methodologies or policies of managing liquidity risk in a commercial bank have never been examined in detail either. The goal of this project is to analyse the liquidity and credit facilities in of commercial banks as well as the possibilities of managing it. The development, assessment and application of the commercial bank liquidity management was based on an analysis of scientific resources, a comparative analysis and mathematical calculations.
Keywords: liquidity risk, bank risks, commercial banks, liquidity ratios, obligatory reserves, liquidity risk management.
TABLE OF CONTENT
Title page………………………………………………………….……..…
Approved page……………………………………………………….……
Dedication …………………………………………………………………
Acknowledgement…………………………………………………………
Abstract………………………………………………………….………….
Table of content……………………………………………..…………….
CHAPTER ONE: INTRODUCTION
1.1 Background to the study ……………………….….…………….
1.2 Statement of the problem………………….……….…………….
1.3 Objectives of the study …………………….……….…………….
1.4 limitation constraints of the study ……………………..…….…………….
1.5 scope of the study …………………………..…………….
1.6 Significance Of The Study ………………………….…………..………….
1.7 definition of term ——————————————————-
CHAPTER TWO: LITERATURE REVIW
2.0 Introduction………………….…….….………………………………
2.1 Theoretical Review / Origin Of Bank Credit ……….
2.2 The Concept Of Credit ………………………………………
2.1.3 Importance Of Bank Credit:………………………………….
2.1.4 Types Of Credit Facilities …
2.3 Conception and meaning of liquidity management
2.4 CREDIT MANAGEMENT
2.4.1 TYPES OF BANK CREDIT
2.5 CREDIT RISK MANAGEMENT
2.5.1 CREDIT POLICY OF BANKS
2.5.2 THE PURPOSE OF CREDIT POLICY
2.5.3 FACTORS AFFECTING CREDIT POLICY THRUSTS OF BANKS
2.6 CREDIT ANALYSIS
2.7 THE CANNONS OF LENDING
CHAPTER THREE RESEARCH METHODOLOGY
3.1 Introduction…………………………………….…………….
3.2 Research Design ……………….…………………….….………….
3.2.1 Population ………………………………….…………….
3.2.2 Nature and sources of data……..……………………….…………….
3.2.3 Description of valuables employed…………….…………………….
3.2.4 Techniques of data processing and analysis…………………………
CHAPTER FOUR: DATA ANALYSIS AND RESULTS
4.1 Introduction……………………………………………………………..
4.2 Data presentation ………………………….…………………………….
4. 2 .1 Analysis of data ………………………….…………………………..
4. 3 Discussion and interpretation of results…………….……………………
4.4 Policy implementation of the study…………………………………….
CHAPTER FIVE: SUMMARY, POLICY RECOMMENDATION AND CONCLUSION
5. 1 Summary of the finding ………………………….…………..…………
5.2 Conclusions………………………………………………………………
5.3 Recommendations………………………………………………………..
5.4 Suggestions for further research…………………………………………
Bibliography………………………….………………..…………….………
