THE EFFECTS OF GENERAL ECONOMY AND GOVERNMENT POLICIES ON HOUSING (A CASE STUDY OF LOKOJA KOGI STATE)

THE EFFECTS OF GENERAL ECONOMY AND GOVERNMENT POLICIES ON HOUSING
(A CASE STUDY OF LOKOJA KOGI STATE)


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                                                                           ABSTRACT
This research was carried out to examine how government policies and the economy of the nation are affecting organizations and individuals towards owning their own house(s) using Lokoja as a case study.
The researcher’s information relied on data collected through questionnaire, (50 questionnaires were issued out and 40 was received back), oral interview followed by note taking. Our findings show that the economy of Kogi state and the state government policies affect the citizens.
Based on this result, conclusion was drawn that general economics and government policies have crucial and negative effect on building constructions as it holds back majority of having a place to call their home. The result obtained from our research proved that everyone can own a building if government reduces the effect of economics and their policies on building constructions. The following recommendations were made that Kogi State government should look into how their policies and economics are having effects on building constructions such as tax, cost of transportation, bad roads, cost of building materials, price of fuel used in transporting building material and plants and so on. Also teams should be assign to ensure all this are put in place and strictly observed, it is expected of government to reduce economical and governmental policies that are affecting building construction so as to make it easier for everyone to own a home.

TABLE OF CONTENT
Title Page – – – – – – – – – – – – – – – – – – – – – – – – – – – i
Approval Page – – – – – – – – – – – – – – – – – – – – – – – – – ii
Dedication – – – – – – – – – – – – – – – – – – – – – – – – – – – iii
Acknowledgement – – – – – – – – – – – – – – – – – – – – – – iv

CHAPTER ONE
1.0 Introduction – – – – – – – – – – – – – – – – – – – – – – 1
1.1 Need of Study – – – – – – – – – – – – – – – – – – – – – – 3
1.2 Justification of the Study – – – – – – – – – – – – – – – – – 3
1.3 Aim and Objectives – – – – – – – – – – – – – – – – – – – – 3
1.4 Aims of the Research – – – – – – – – – – – – – – – – – – 3
1.4.1 Objectives of the Research – – – – – – – – – – – – – – – – – 4
1.5 Scope and limitation – – – – – – – – – – – – – – – – – – – – 4

CHAPTER TWO
2.0 Literature Review – – – – – – – – – – – – – – – – – – – – 5
2.1 Sequences of Construction – – – – – – – – – – – – – – – – – 5
2.1.1 Government Policies on Housing – – – – – – – – – – – – – – 9
2.2 Evolution and Development of Nigeria Housing Policies
and Programmes – – – – – – – – – – – – – – – – – – – – – 10
2.3 Economics of Building Analysis – – – – – – – – – – – – – – 11
2.4 Nature and Form of Construction Industry – – – – – – – – – 13

2.4.1 Quality Management in Construction Industry – – – – – – – 14
2.5 Essential of Construction in Economics – – – – – – – – – – 15
2.5.1 Cost Implication of Design Variables – – – – – – – – – – – 16
2.5.2 The Assessment of Building and Construction Resources – – – 20
2.5.3 Design Cost Criteria – – – – – – – – – – – – – – – – – – – – 21
2.5.4 Project Constructability – – – – – – – – – – – – – – – – – – 23
2.5.5 Industrial Evolution on Building and Civil Engineering
Organization – – – – – – – – – – – – – – – – – – – – – – – 25
2.5.6 Land Use, Land Planning, Economics Aspects of Land Planning,
Land Value Determinants, Land Ownership, Advantages
and Disadvantages of Ownership – – – – – – – – – – – – – 26
2.7 Construction Resources, Trade Union, and Government – – – – 30
2.7.1 Sources of Construction Organization Finance – – – – – – – – 30
2.8 Financing of Major Project – – – – – – – – – – – – – – – – – 31
2.8.1 Type of Finance – – – – – – – – – – – – – – – – – – – – – 33
2.8.2 Trade Union and Associations – – – – – – – – – – – – – – – – – 33
2.8.3 Functions of Trade Union – – – – – – – – – – – – – – – – – – 34
2.9 Effects of Government Actions on the Construction
Organization – – – – – – – – – – – – – – – – – – – – – – – – 36
CHAPTER THREE
3.0 Research Methodology – – – – – – – – – – – – – – – – – – 39
3.1 Research Population and Sample- – – – – – – – – – – – – – – 39
3.2 Research Design and Approach – – – – – – – – – – – – – – – 40
3.3 Method of Data Collection – – – – – – – – – – – – – – – – – 40
3.4 Administration of Instruments – – – – – – – – – – – – – – – – 42
3.5 Method of Data Analysis – – – – – – – – – – – – – – – – – 42

CHAPTER FOUR
4.0 Data Presentation and Analysis- – – – – – – – – – – – – – – – – 43
4.1 Data Presentation – – – – – – – – – – – – – – – – – – – – – – 43
4.2 Data Analysis – – – – – – – – – – – – – – – – – – – – – – – – 43
4.3 Test of Hypothesis – – – – – – – – – – – – – – – – – – – – – – 44
4.4 Discussion and Findings – – – – – – – – – – – – – – – – – – – 50

CHAPTER FIVE
5.0 Conclusion and Recommendation – – – – – – – – – – – – – – – – 51
5.1 Conclusion – – – – – – – – – – – – – – – – – – – – – – – – – – 51
5.2 Recommendation – – – – – – – – – – – – – – – – – – – – – – – -52
Reference – – – – – – – – – – – – – – – – – – – – – – – – – -53
Questionnaire 55

 

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